We make the decisions - NOT THE BANK so we can get you into your new home faster! People just like you have been sitting right where you are thinking they could not get qualified too. While we cannot finance everyone, you’ll be surprised what WE CAN DO!

To Buy A Home - It only takes 3 easy steps...

 

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Step 2 - Please fill out this APPLICATION to BE ELIGIBLE! You simply fill out this form and e-mail or fax it back to us! This application will take about 5 minutes to fill out. It is the same form used to rent an apartment - pretty easy for BUYING a home, huh? AND it is in Word or PDF format. You just e-mail to: sales@SWEETHOMESonline.com or fax it to us at 469-519-8796 or 903-482-9322.

 

 Click here to fill out the Web App to Buy A Home! (Word Format)

 

Click here to fill out the Web App to Buy A Home! (PDF Format)

 

 

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Step 3 - find the house! Click on the link to the Properties section and find the home within your price range or send in the Find Me A Home! online form and we will start shopping for your next home immediately! Put up a $100 deposit and you are given first priority on the home! Better hurry...they go pretty fast! 

1. Find out how much home you can qualify for by filling out the web form below

2. Submit an application online

3. Find the home that matches your price range in the Properties section. If you don't see something you like just e-mail us what you are looking for and let us do the work! Place a $100 refundable deposit to hold the home!

 

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Step 1 - Please fill out this ONLINE form to determine how much home you can qualify for. you can be the loan officer! Simply fill out this form and click the ‘Submit’ button, or you can print out the form below & fax it back to us!

Click here to fill out the Web Qualify form! (PDF Format)

How Much Home Can I Afford?

Name(s)

Address: City: State: Zip:

Phone1: Phone2: Best Time To Call:

E-Mail:  

 

How Much Can You Afford – add your income, subtract your expenses, & take a percentage.

Income – simply ADD up the total monthly income. 

My Income                                    My Spouse's Income       

Child Support                              Trust Fund                       

Investment Income                      Other                                

 

Add them all up! This is the TOTAL MONTHLY INCOME                                                  

 

Expenses – now SUBTRACT out all your monthly expenses.

Car Payment (s)                      Credit Card (s)                     

Insurance (Life, Auto, etc.)      Clothing, Entertainment       

 

Add the expenses. These are the TOTAL MONTHLY EXPENSES                                   

 

Percentage – the industry standard is to use UP TO 42% of your monthly income, after expenses, on a house payment. We can go as high as 50%...So let’s do the math:

Subtract Expenses from you Income                                                   

Now multiply that by 50% (don’t forget the decimal or simply divide by 2)      X   .50%

This is the maximum monthly house payment!                                 

 

Notes (we will look at every situation - if there is a reason why you don't qualify or could qualify for more, please explain) :

 

Now that you know how much home you can buy fill out an application and get started looking for the home of your dreams!

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